Monthly & Annual Budget Spreadsheet with Charts (Google Sheets)

Monthly & Annual Budget Spreadsheet

This spreadsheet provides a simple structure for tracking income, expenses, savings, and debts across a full year.

Each month has its own section, and the annual overview compares planned spending against actual results. A built-in chart helps visualize the difference over time.

The layout is designed to stay quiet and functional. It focuses on totals, categories, and long-term trends rather than complex financial projections.

What’s included

• 12 monthly budget sections

• Annual summary page

• Savings and debt tracking

• Target vs. actual spending comparison

• Automatic chart at the end of the sheet

Key features

• Structured monthly expense tracking

• Annual totals calculated automatically

• Visual spending comparison chart

• Simple, neutral layout

• Works directly in Google Sheets

Format

• Google Sheets template

• Delivered via download link and access instructions

• Fully editable

• Works on desktop and mobile

Best for

• Personal budgeting

• Households

• Students

• Freelancers

• Anyone tracking monthly expenses and savings

Use cases

• Monthly expense tracking

• Annual spending review

• Debt payoff planning

• Savings goal monitoring

Notes

• This is a digital product. No physical item will be shipped.

• Some features use a small Google Apps Script.
  When copying the file to your Google account, you may be asked to review and approve permissions before using script-based features.